Terms of Use

Terms of Use

Effective Date: February 2026

Last Updated: February 2026

Welcome to INVESTAT ("we," "us," "our," or the "Company"). By accessing or using our website and services at https://finextractor-6qkrnhc6.manus.space (the "Website"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Website.

1. Acceptance of Terms

By accessing, browsing, or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We reserve the right to modify these Terms at any time. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms.

2. Description of Services

INVESTAT provides financial data aggregation, analysis tools, and informational content, including but not limited to:

  • SEC 13F institutional holdings analysis
  • Financial statement data from SEC filings
  • Market overview and sector performance data
  • Interest rate and liquidity monitoring
  • News sentiment analysis
  • Trade flow data visualization

3. Informational and Educational Purpose Only

THE WEBSITE AND ALL CONTENT, DATA, ANALYSIS, TOOLS, AND INFORMATION PROVIDED THEREIN ARE FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. NOTHING ON THIS WEBSITE CONSTITUTES, OR IS INTENDED TO CONSTITUTE, INVESTMENT ADVICE, FINANCIAL ADVICE, TRADING ADVICE, OR ANY OTHER KIND OF PROFESSIONAL ADVICE.

We do not recommend, endorse, or suggest any particular investment, security, transaction, or investment strategy. Any references to specific securities, asset classes, or financial instruments are used solely for illustrative and educational purposes.

4. No Investment Advice Disclaimer

You expressly acknowledge and agree that:

  • The information provided on this Website does not constitute a recommendation to buy, sell, or hold any security or financial instrument.
  • We are not a registered investment adviser, broker-dealer, financial analyst, or financial planner.
  • The data, analysis, and tools provided are derived from publicly available sources and may contain errors, inaccuracies, or omissions.
  • Past performance of any security, market sector, or investment strategy is not indicative of future results.
  • Any investment decisions you make are solely your own responsibility.

5. Assumption of Risk

BY USING THIS WEBSITE, YOU ACKNOWLEDGE AND AGREE THAT:

  • All investment and trading activities involve substantial risk of loss. You may lose some or all of your invested capital.
  • You bear full responsibility for any investment decisions you make, whether or not influenced by information obtained from this Website.
  • We shall not be liable for any losses, damages, or costs arising from your reliance on any information, data, or analysis provided on this Website.
  • You should consult with a qualified financial adviser before making any investment decisions.
  • Market data may be delayed, inaccurate, or incomplete. We make no guarantees regarding the timeliness, accuracy, or completeness of any data presented.

6. User Accounts and Subscriptions

To access certain features, you may be required to create an account and/or subscribe to a paid plan. You agree to:

  • Provide accurate and complete registration information.
  • Maintain the security of your account credentials.
  • Accept responsibility for all activities under your account.
  • Notify us immediately of any unauthorized use of your account.

Subscription fees are non-refundable except as required by applicable law. We reserve the right to modify subscription pricing with reasonable notice.

7. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, data compilations, software, and analysis tools, is the property of INVESTAT or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

8. Prohibited Conduct

You agree not to:

  • Use the Website for any unlawful purpose.
  • Attempt to gain unauthorized access to any part of the Website.
  • Interfere with or disrupt the Website's operation.
  • Scrape, crawl, or use automated means to access the Website without our consent.
  • Redistribute, resell, or commercially exploit the data or content without authorization.
  • Misrepresent your identity or affiliation.

9. Third-Party Data and Links

The Website may contain data from third-party sources and links to third-party websites. We do not control, endorse, or assume responsibility for any third-party content or services. Your use of third-party services is at your own risk and subject to their respective terms.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, INVESTAT AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE WEBSITE.

OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM YOUR USE OF THE WEBSITE SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN SUBSCRIPTION FEES DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

11. Indemnification

You agree to indemnify, defend, and hold harmless INVESTAT and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of the Website or violation of these Terms.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Hong Kong.

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact Us

If you have any questions about these Terms, please contact us at the email address provided on the Website.

By using INVESTAT, you confirm that you have read, understood, and agree to these Terms of Use.